Your clients deserve the highest underwriting rating possible.

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The new Table Reduction program for Signature GUL could transform your case from Table 4 down to Table 3, Table 2, or even Standard!

Signature GUL Table Reduction Program:

What is the extra advantage for Signature GUL? Eagle Advantage for SGUL gives clients that normally would have been rated up to Table 4 a better rating if the lower rating was due to certain eligible conditions. A list of conditions that may be eligible for a table reduction is available to the right.
How does it work? There is no action required on the part of the agent. American National Underwriters will automatically submit your case if it appears it may qualify. If a better rating is offered, it could be a one rate class improvement or possibly better. For cases that would normally be Table 2-4, standard is the the best possible rate class.
If for some reason an improvement cannot be made, there is no chance of losing American National’s original rate class opinion.
What cases may be eligible? ELIGIBILITY:
• Signature GUL cases only
• Ages 18 – 70
• Face Amounts of $250,001 up to $2,000,000


Eligible Medical conditions and Non-medical risks:

  • Rheumatoid Arthritis
  •  Type II Diabetes
  •  Hepatitis B
  •  Hepatitis C (Treated)
  •  Asthma
  •  Epilepsy
  •  Abnormal EKG
  •  Blood Pressure
  •  Build
  •  Morbid Obesity Surgery
  •  Sleep Apnea
  •  Underweight


  •  Abnormal Blood Sugars
  •  CDT
  •  Triglycerides
  •  Liver function tests
  •  Cholesterol/hdl
  •  Proteinuria
  •  Protein/Creatinine Ratio
  •  Creatinine
  •  PSA(Prostate Specific Antigen)

Non-Medical Risks:

  • Occupation
  • Scuba diving
  • Motor Vehicle Violations
  • Foreign Travel











For Agent Use Only, Not For Distribution Or Use with Consumers.


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