Unlock growth opportunity through diversification

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Help clients plan for performance by making full use of the indexed crediting strategies!

Our natural impulse is to pick a winner. But diversifying — allocating to a variety of strategies — may be a sounder, straighter path to long-term performance.

Why diversify?

  • Unlock opportunities: Each strategy credits interest in a different way. Allocating money to a variety of strategies may produce more consistent results over time.
  • Discover strength in numbers: Give your clients the tools to pursue interest growth in a variety of market conditions.
  • Manage risk: Reduce the chance of receiving zero interest in any crediting period.

For product and sales support, please contact the best Sales Desk in the business at 855-740-3140.

*Not available in FL.

 

 

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855-740-3140

www.dfs-marketing.com

 

(Source: Athene)

Why Choosing an IMO ( Insurance Marketing Organization ) is important?

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New Government Changes and Benefits for Seniors!

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Congress has legislated increases in Senior benefit payments based on increases in the Consumer Price Index. If you receive monthly Senior benefit payments, there is a 1.5% cost-of-living adjustment starting with your December, 2013 benefits paid in January, 2014.

Specific cost-of-living increases are based on increases in the Consumer Price Index for Urban Wage Earners and Clerical Workers calculated by the Bureau of Labor Statistics. The earnings limit for people turning 66 in 2014 will be $41,800. $1 in benefits is deducted for each $3 earned over $41,800. There is no limit on earnings for workers who are at full retirement age for the entire year. Full retirement is age 66 for people born in 1943 through 1954. The earnings limit for workers younger than full retirement age is $15,480. $1 in benefits is deducted for each $2 earned over $15,480.

In addition to receiving extra payment each month, you may now earn more income without offsetting your benefits because the earnings test cut-off also increased. Based on the increase in average wages, the maximum amount of earnings subject to Senior benefit tax increased to $117,000 (from $113,700).